Rising Nonperforming Assets and Higher Credit Loss Provisions Mark a Challenging Quarter for CZWI
Market Chameleon (Mon, 27-Jul 7:43 AM ET)
Globe Newswire (Mon, 27-Jul 8:30 AM ET)
Citizens Community Bancorp Inc is a bank holding company that offers traditional community banking services to businesses, Agricultural operators, and consumers, including one-to-four-family residential mortgages. it also offers a variety of loan products including commercial real estate loans, commercial and industrial (C&I) loans, agricultural real estate loans, agricultural operating loans, residential mortgages, home equity lines-of-credit, and consumer loans and offers deposit products through its branches, including demand deposits, various savings and money-market accounts and certificates of deposit. The company's sources of funds are deposits; amortization, prepayments, and maturities of outstanding loans; other short - term investments; and funds provided from operations.
Citizens Community Bancorp trades on the NASDAQ stock market under the symbol CZWI.
As of September 9, 2026, CZWI stock price declined to $22.06 with 64,188 million shares trading.
CZWI has a beta of -0.26, meaning it tends to be less sensitive to market movements. CZWI has a correlation of 0.02 to the broad based SPY ETF.
CZWI has a market cap of $212.75 million. This is considered a Small Cap stock.
Last quarter Citizens Community Bancorp reported $16 million in Revenue and $.11 earnings per share. This fell short of revenue expectation by $-189,000 and missed earnings estimates by -$.30.
In the last 3 years, CZWI traded as high as $24.43 and as low as $8.47.
The top ETF exchange traded funds that CZWI belongs to (by Net Assets): VTI, VXF, BSVO, VTWO, DFAT.
CZWI has outperformed the market in the last year with a price return of +37.0% while the SPY ETF gained +18.4%. CZWI has also outperformed the stock market ETF in the last 3 month and 2 week periods returning +8.7% and +6.2%, respectively, while the SPY returned +3.7% and -0.5%, respectively.
CZWI support price is $21.51 and resistance is $22.70 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that CZWI shares will trade within this expected range on the day.
