HQY Earnings Payback Period Calculator

Use this calculator to estimate the number of years it would take the cumulative earnings to equal the current stock price. You can enter a different estimated EPS and estimated annual growth rate to see how the payback period changes.

As a starting point, we used HQY (Non-Gaap) TTM earnings of $3.07 and we assumed an annual earnings growth rate of 33.0%. The growth rate is based on the company's historical 3 year average earnings growth.

Starting EPS

Annual Growth Rate

+ Add Book Value

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Starting BV

BV Growth Rate

Quick Reference Points

Starting Point

EPS:	3.07
Book Value:	24.70
Revenue:	13.01
Gross Margin:	65.6%

Growth Rates

	1 yr	3 yr	5 yr
Revenue	18.5%	15.8%	26.1%
Earnings	53.5%	33.0%	19.2%
Book Value	8.5%	3.5%	11.9%

Avg Gross Margin

1 yr	3 yr	5 yr
65.4%	60.6%	59.1%