OPHC Stock Summary and Trading Ideas (Optimumbank Holdings | AMEX:OPHC)

OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides community banking services to individuals and corporate customers. The services provided by the bank include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal accounts, borrowings, repayment of loans, money market deposit accounts, debit cards, automated teller machines, and other bank related services.

Optimumbank Holdings trades on the AMEX stock market under the symbol OPHC.

As of September 9, 2026, OPHC stock price climbed to $9.14 with 133,705 million shares trading.

OPHC has a beta of 0.73, meaning it tends to be less sensitive to market movements. OPHC has a correlation of 0.06 to the broad based SPY ETF.

OPHC has a market cap of $115.37 million. This is considered a Micro Cap stock.

Last quarter Optimumbank Holdings reported $17 million in Revenue and $.28 earnings per share. This beat revenue expectation by $14 million and exceeded earnings estimates by $.05.

In the last 3 years, OPHC traded as high as $10.68 and as low as $3.04.

The top ETF exchange traded funds that OPHC belongs to (by Net Assets): VTI, VXF, BUSM, DFAT, BSVO.

OPHC has outperformed the market in the last year with a return of +114.3%, while the SPY ETF gained +18.4%. In the last 3 month period, OPHC beat the market returning +66.2%, while SPY returned +3.7%. However, in the most recent 2 weeks OPHC has underperformed the stock market by returning -1.1%, while SPY returned -0.5%.

OPHC support price is $8.61 and resistance is $9.31 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that OPHC shares will trade within this expected range on the day.