PT Stock Summary and Trading Ideas (Pintec Technology Hldgs | NASDAQ:PT)

Pintec Technology Holdings Ltd is a technology platform that provides financial services in China in terms of loan volume facilitated. The company connects business partners and financial partners on its open platform and enables them to provide financial services to end-users. Its products include installment loans, personal loans, wealth management, insurance brokerage, SME loans, and others. The company generates its revenue from technical service fees, as well as by providing financing for these borrowers and earning installment service fees. The company earns wealth management services fees and commissions on financial products. The company generates the majority of its revenue from Wealth management service fees and others.

Pintec Technology Hldgs trades on the NASDAQ stock market under the symbol PT.

As of January 28, 2026, PT stock price was flat at $1.22 with million shares trading.

PT has a beta of 0.09, meaning it tends to be less sensitive to market movements. PT has a correlation of 0.00 to the broad based SPY ETF.

PT has a market cap of $19.46 million. This is considered a Sub-Micro Cap stock.

In the last 3 years, PT traded as high as $1.45 and as low as $.36.

PT has outperformed the market in the last year with a price return of +28.4% while the SPY ETF gained +17.2%. PT has also outperformed the stock market ETF in the last 3 month and 2 week periods returning +22.0% and +25.0%, respectively, while the SPY returned +1.8% and +0.2%, respectively.

PT support price is $1.18 and resistance is $1.27 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that PT shares will trade within this expected range on the day.