CPSS Stock Summary and Trading Ideas (Consumer Pf Servs | NASDAQ:CPSS)

Consumer Portfolio Services Inc is a U.S.-based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent, by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.

Consumer Pf Servs trades on the NASDAQ stock market under the symbol CPSS.

As of January 31, 2025, CPSS stock price climbed to $12.50 with 189,942 million shares trading.

CPSS has a beta of 0.28, meaning it tends to be less sensitive to market movements. CPSS has a correlation of 0.01 to the broad based SPY ETF.

CPSS has a market cap of $267.56 million. This is considered a Small Cap stock.

Last quarter Consumer Pf Servs reported $101 million in Revenue and $.20 earnings per share. This beat revenue expectation by $2 million and missed earnings estimates by -$.01.

In the last 3 years, CPSS traded as high as $15.47 and as low as $4.64.

The top ETF exchange traded funds that CPSS belongs to (by Net Assets): VTI, IWM, BSVO, DFAT, VXF.

CPSS has outperformed the market in the last year with a price return of +32.3% while the SPY ETF gained +25.6%. CPSS has also outperformed the stock market ETF in the last 3 month and 2 week periods returning +24.6% and +10.4%, respectively, while the SPY returned +5.4% and +3.0%, respectively.

CPSS support price is $12.00 and resistance is $12.88 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that CPSS shares will trade within this expected range on the day.