MSBI Stock Summary and Trading Ideas (Midland States Bancorp | NASDAQ:MSBI)

Midland States Bancorp Inc is a diversified financial holding company. The company provides a full range of commercial and consumer banking products and services, business equipment financing, merchant credit card services, trust and investment management, and insurance and financial planning services. The Banking segment, which generates the majority of the revenue, provides financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage, and other consumer loan products; commercial equipment financing, etc. The Wealth Management segment consists of trust and fiduciary services, brokerage, and retirement planning services. The Corporate segment includes the holding company's financing and investment activities, administrative expenses.

Midland States Bancorp trades on the NASDAQ stock market under the symbol MSBI.

As of February 20, 2026, MSBI stock price climbed to $23.64 with 154,471 million shares trading.

MSBI has a beta of 0.72, meaning it tends to be less sensitive to market movements. MSBI has a correlation of 0.10 to the broad based SPY ETF.

MSBI has a market cap of $500.46 million. This is considered a Small Cap stock.

Last quarter Midland States Bancorp reported $86 million in Revenue and $.53 earnings per share. This beat revenue expectation by $10 million and missed earnings estimates by -$.20.

In the last 3 years, MSBI traded as high as $28.47 and as low as $14.24.

The top ETF exchange traded funds that MSBI belongs to (by Net Assets): VTI, IWM, AVUV, VXF, KRE.

MSBI has outperformed the market in the last year with a price return of +26.1% while the SPY ETF gained +14.1%. MSBI has also outperformed the stock market ETF in the last 3 month and 2 week periods returning +57.7% and -0.1%, respectively, while the SPY returned +6.0% and -0.2%, respectively.

MSBI support price is $22.76 and resistance is $23.66 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that MSBI shares will trade within this expected range on the day.