OPFI Stock Summary and Trading Ideas (Oppfi Class A | NYSE:OPFI)

OppFi Inc is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. It recognizes revenue through finance charges on installment and SalaryTap contracts based on the interest method.

Oppfi Class A trades on the NYSE stock market under the symbol OPFI.

As of January 20, 2026, OPFI stock price declined to $9.90 with 544,694 million shares trading.

OPFI has a beta of 1.63, meaning it tends to be more sensitive to market movements. OPFI has a correlation of 0.15 to the broad based SPY ETF.

OPFI has a market cap of $273.88 million. This is considered a Small Cap stock.

Last quarter Oppfi Class A reported $155 million in Revenue and $.46 earnings per share. This beat revenue expectation by $2 million and exceeded earnings estimates by $.14.

In the last 3 years, OPFI traded as high as $17.73 and as low as $1.70.

The top ETF exchange traded funds that OPFI belongs to (by Net Assets): VTI, IWM, VXF, PSC, IWO.

OPFI has underperformed the market in the last year with a price return of -9.9% while the SPY ETF gained +15.8%. However, in the short term, OPFI had mixed performance relative to the market. It has outperformed in the last 3 months, returning +4.7% vs +2.9% return in SPY. But in the last 2 weeks, OPFI shares have been beat by the market, returning -3.9% compared to an SPY return of -0.8%.

OPFI support price is $9.67 and resistance is $10.15 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that OPFI shares will trade within this expected range on the day.