OPRT Stock Summary and Trading Ideas (Oportun Financial | NASDAQ:OPRT)

Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.

Oportun Financial trades on the NASDAQ stock market under the symbol OPRT.

As of December 18, 2025, OPRT stock price declined to $5.45 with 497,568 million shares trading.

OPRT has a beta of 2.00, meaning it tends to be more sensitive to market movements. OPRT has a correlation of 0.23 to the broad based SPY ETF.

OPRT has a market cap of $239.85 million. This is considered a Small Cap stock.

Last quarter Oportun Financial reported $239 million in Revenue and $.39 earnings per share. This beat revenue expectation by $51,000 and exceeded earnings estimates by $.15.

In the last 3 years, OPRT traded as high as $9.25 and as low as $2.05.

The top ETF exchange traded funds that OPRT belongs to (by Net Assets): IWM, VTI, VXF, IWN, FSMD.

OPRT has outperformed the market in the last year with a price return of +40.5% while the SPY ETF gained +13.1%. However, in the short term, OPRT had mixed performance relative to the market. It has underperformed in the last 3 months, returning -19.9% vs +2.9% return in SPY. But in the last 2 weeks, OPRT shares have fared better than the market returning +3.0% compared to SPY -1.1%.

OPRT support price is $5.33 and resistance is $5.69 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that OPRT shares will trade within this expected range on the day.