SPFI Stock Summary and Trading Ideas (South Plains Financial | NASDAQ:SPFI)

South Plains Financial Inc operates as a bank holding company. The company provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals. The principal business activities include commercial and retail banking, along with insurance, investment, trust, and mortgage services. The company has one reportable segment: banking.

South Plains Financial trades on the NASDAQ stock market under the symbol SPFI.

As of December 31, 2025, SPFI stock price declined to $38.80 with 58,797 million shares trading.

SPFI has a beta of 0.73, meaning it tends to be less sensitive to market movements. SPFI has a correlation of 0.19 to the broad based SPY ETF.

SPFI has a market cap of $629.94 million. This is considered a Small Cap stock.

Last quarter South Plains Financial reported $54 million in Revenue and $.96 earnings per share. This beat revenue expectation by $121,550 and exceeded earnings estimates by $.10.

In the last 3 years, SPFI traded as high as $42.38 and as low as $18.75.

The top ETF exchange traded funds that SPFI belongs to (by Net Assets): VTI, IWM, AVUV, VXF, IWN.

SPFI has underperformed the market in the last year with a price return of +13.4% while the SPY ETF gained +17.6%. SPFI has also underperformed the stock market ETF in the last 3 month and 2 week periods returning +0.8% and -5.3%, respectively, while the SPY returned +2.7% and +1.9%, respectively.

SPFI support price is $38.23 and resistance is $40.09 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that SPFI shares will trade within this expected range on the day.