UBFO Stock Summary and Trading Ideas (United Security Bancshares | NASDAQ:UBFO)

United Security Bancshares operates as the holding for United Security Bank. It provides commercial banking services to the business and professional community, and individuals located in Fresno, Madera, Santa Clara, and Kern Counties. It offers checking and savings accounts, deposits, mortgage loans, credit and debit cards, safe deposit boxes, automated teller machines, wire transfers, money market accounts, mobile banking, and wealth management services. The company's primary sources of revenue are interest income from loans and investment securities.

United Security Bancshares trades on the NASDAQ stock market under the symbol UBFO.

As of December 30, 2025, UBFO stock price declined to $10.05 with 28,012 million shares trading.

UBFO has a beta of 0.92, meaning it tends to be less sensitive to market movements. UBFO has a correlation of 0.32 to the broad based SPY ETF.

UBFO has a market cap of $176.64 million. This is considered a Micro Cap stock.

In the last 3 years, UBFO traded as high as $10.53 and as low as $5.50.

The top ETF exchange traded funds that UBFO belongs to (by Net Assets): VTI, IWM, VXF, IWN, DFAT.

UBFO has underperformed the market in the last year with a price return of +5.4% while the SPY ETF gained +16.7%. However, in the short term, UBFO had mixed performance relative to the market. It has outperformed in the last 3 months, returning +10.8% vs +3.8% return in SPY. But in the last 2 weeks, UBFO shares have been beat by the market, returning -2.2% compared to an SPY return of +1.2%.

UBFO support price is $9.94 and resistance is $10.26 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that UBFO shares will trade within this expected range on the day.