UCB Stock Summary and Trading Ideas (United Community Banks | NYSE:UCB)

United Community Banks Inc provides a wide range of financial products and services to the commercial, retail, governmental, educational, energy, health care and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels including its branches, other offices, the Internet, and mobile applications. It operates as a locally-focused community bank, supplemented by experienced, centralized support to deliver products and services to its c ustomers.

United Community Banks trades on the NYSE stock market under the symbol UCB.

As of February 26, 2026, UCB stock price climbed to $34.33 with 938,374 million shares trading.

UCB has a beta of 1.06, meaning it tends to be more sensitive to market movements. UCB has a correlation of 0.39 to the broad based SPY ETF.

UCB has a market cap of $4.11 billion. This is considered a Mid Cap stock.

Last quarter United Community Banks reported $278 million in Revenue and $.71 earnings per share. This beat revenue expectation by $5 million and missed earnings estimates by -$.01.

The top ETF exchange traded funds that UCB belongs to (by Net Assets): IJR, VTI, IWM, VB, VBR.

UCB has underperformed the market in the last year with a price return of +12.5% while the SPY ETF gained +17.2%. However, in the short term, UCB had mixed performance relative to the market. It has outperformed in the last 3 months, returning +10.7% vs +2.4% return in SPY. But in the last 2 weeks, UCB shares have been beat by the market, returning -1.8% compared to an SPY return of -0.4%.

UCB support price is $33.12 and resistance is $34.22 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that UCB shares will trade within this expected range on the day.