UMBF Stock Summary and Trading Ideas (Umb Financial | NASDAQ:UMBF)

UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking services and asset servicing to its customers in the United States and around the world. Its client base includes commercial, institutional, and personal customers. Along with its subsidiaries, the company operates in the following business segments: Commercial Banking, Institutional Banking, and Personal Banking. A majority of its revenue is generated from the Commercial Banking segment, which serves the commercial banking and treasury management needs of small to middle-market businesses through various products and services such as commercial loans, commercial real estate financing, commercial credit cards, letters of credit, loan syndication services, consultative services, and others.

Umb Financial trades on the NASDAQ stock market under the symbol UMBF.

As of January 13, 2026, UMBF stock price declined to $118.80 with 327,749 million shares trading.

UMBF has a beta of 1.04, meaning it tends to be more sensitive to market movements. UMBF has a correlation of 0.40 to the broad based SPY ETF.

UMBF has a market cap of $9.02 billion. This is considered a Mid Cap stock.

Last quarter Umb Financial reported $678 million in Revenue and $2.70 earnings per share. This beat revenue expectation by $18 million and exceeded earnings estimates by $.21.

In the last 3 years, UMBF traded as high as $129.94 and as low as $50.68.

The top ETF exchange traded funds that UMBF belongs to (by Net Assets): IJH, VTI, IWM, VB, VBR.

UMBF has underperformed the market in the last year with a return of +10.1%, while the SPY ETF gained +20.8%. In the last 3 month period, UMBF fell short of the market, returning +5.5%, while SPY returned +6.5%. However, in the most recent 2 weeks UMBF has outperformed the stock market by returning +1.4%, while SPY returned +0.9%.

UMBF support price is $117.26 and resistance is $120.71 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that UMBF shares will trade within this expected range on the day.