UPST Stock Summary and Trading Ideas (Upstart Hldgs | NASDAQ:UPST)

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.

What symbol and exchange does Upstart Hldgs shares trade?

Upstart Hldgs trades on the NASDAQ stock market under the symbol UPST.

What is Upstart Hldgs stock price doing today?

As of January 12, 2026, UPST stock price declined to $45.25 with 6,530,266 million shares trading.

What is Upstart Hldgs's Beta?

UPST has a beta of 3.01, meaning it tends to be more sensitive to market movements. UPST has a correlation of 0.46 to the broad based SPY ETF.

How much is Upstart Hldgs worth?

UPST has a market cap of $4.24 billion. This is considered a Mid Cap stock.

How much money does Upstart Hldgs make?

Last quarter Upstart Hldgs reported $277 million in Revenue and $.52 earnings per share. This fell short of revenue expectation by $-3 million and exceeded earnings estimates by $.23.

What is the highest and lowest price Upstart Hldgs traded in the last 3 year period?

In the last 3 years, UPST traded as high as $96.43 and as low as $11.93.

What are the top ETFs holding Upstart Hldgs?

The top ETF exchange traded funds that UPST belongs to (by Net Assets): VTI, IWM, VB, BOTZ, VBK.

Is Upstart Hldgs (UPST) a good investment?

UPST has underperformed the market in the last year with a price return of -23.6% while the SPY ETF gained +19.2%. UPST has also underperformed the stock market ETF in the last 3 month and 2 week periods returning -13.6% and -4.7%, respectively, while the SPY returned +3.9% and +0.7%, respectively.

What are the support and resistance levels for Upstart Hldgs (UPST)?

UPST support price is $47.23 and resistance is $51.01 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that UPST shares will trade within this expected range on the day.