UPST Stock Summary and Trading Ideas (Upstart Hldgs | NASDAQ:UPST)

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit and small dollar loans.

Upstart Hldgs trades on the NASDAQ stock market under the symbol UPST.

As of February 11, 2025, UPST stock price declined to $68.02 with 5,133,389 million shares trading.

UPST has a beta of 4.11, meaning it tends to be more sensitive to market movements. UPST has a correlation of 0.32 to the broad based SPY ETF.

UPST has a market cap of $6.21 billion. This is considered a Mid Cap stock.

Last quarter Upstart Hldgs reported $162 million in Revenue and -$.06 earnings per share. This beat revenue expectation by $12 million and exceeded earnings estimates by $.09.

In the last 3 years, UPST traded as high as $161.00 and as low as $11.93.

The top ETF exchange traded funds that UPST belongs to (by Net Assets): VTI, IWM, VB, VXF, BOTZ.

UPST has outperformed the market in the last year with a price return of +100.6% while the SPY ETF gained +22.1%. However, in the short term, UPST had mixed performance relative to the market. It has underperformed in the last 3 months, returning -16.0% vs +1.4% return in SPY. But in the last 2 weeks, UPST shares have fared better than the market returning +4.6% compared to SPY +0.9%.

UPST support price is $67.64 and resistance is $74.24 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that UPST shares will trade within this expected range on the day.