UVE Stock Summary and Trading Ideas (Universal Insurance Hldgs | NYSE:UVE)

Universal Insurance Holdings Inc is a private personal residential homeowner insurance company. The company develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners' lines of business and performs substantially all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The company generates revenue from the collection of premiums, earned net interest and dividend income from the investment portfolio, the collection of reinsurance recoverable and financing fees. The company's primary insurance subsidiaries, (UPCIC) and (APPCIC) provide insurance for personal residential: homeowners, renters/tenants, condo unit owners, and other related coverages.

Universal Insurance Hldgs trades on the NYSE stock market under the symbol UVE.

As of January 8, 2026, UVE stock price climbed to $31.46 with 142,034 million shares trading.

UVE has a beta of 0.30, meaning it tends to be less sensitive to market movements. UVE has a correlation of 0.02 to the broad based SPY ETF.

UVE has a market cap of $882.39 million. This is considered a Small Cap stock.

Last quarter Universal Insurance Hldgs reported $401 million in Revenue and $1.36 earnings per share. This beat revenue expectation by $254 million and exceeded earnings estimates by $1.27.

In the last 3 years, UVE traded as high as $35.84 and as low as $10.60.

The top ETF exchange traded funds that UVE belongs to (by Net Assets): VTI, AVUV, IWM, VXF, DFAT.

UVE has outperformed the market in the last year with a return of +62.9%, while the SPY ETF gained +18.4%. In the last 3 month period, UVE beat the market returning +5.9%, while SPY returned +3.3%. However, in the most recent 2 weeks UVE has underperformed the stock market by returning -8.9%, while SPY returned -0.1%.

UVE support price is $30.24 and resistance is $31.73 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that UVE shares will trade within this expected range on the day.