VEL Stock Summary and Trading Ideas (Velocity Financial | NYSE:VEL)

Velocity Financial Inc is a United States-based real estate finance company. The company originates and manages investor loans secured by residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.

Velocity Financial trades on the NYSE stock market under the symbol VEL.

As of December 26, 2025, VEL stock price declined to $19.52 with 40,686 million shares trading.

VEL has a beta of 0.18, meaning it tends to be less sensitive to market movements. VEL has a correlation of 0.01 to the broad based SPY ETF.

VEL has a market cap of $759.33 million. This is considered a Small Cap stock.

Last quarter Velocity Financial reported $86 million in Revenue and $.69 earnings per share. This beat revenue expectation by $37 million and exceeded earnings estimates by $.09.

In the last 3 years, VEL traded as high as $20.98 and as low as $7.81.

The top ETF exchange traded funds that VEL belongs to (by Net Assets): VTI, IWM, AVUV, IWN, VXF.

VEL has underperformed the market in the last year with a price return of +0.3% while the SPY ETF gained +16.0%. However, in the short term, VEL had mixed performance relative to the market. It has outperformed in the last 3 months, returning +5.6% vs +4.6% return in SPY. But in the last 2 weeks, VEL shares have been beat by the market, returning -0.4% compared to an SPY return of +1.5%.

VEL support price is $19.02 and resistance is $20.08 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that VEL shares will trade within this expected range on the day.