VEL Stock Summary and Trading Ideas (Velocity Financial | NYSE:VEL)

Velocity Financial Inc is a United States-based real estate finance company. The company originates and manages investor loans secured by residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.

Velocity Financial trades on the NYSE stock market under the symbol VEL.

As of January 21, 2026, VEL stock price climbed to $19.53 with 131,786 million shares trading.

VEL has a beta of 0.11, meaning it tends to be less sensitive to market movements. VEL has a correlation of 0.00 to the broad based SPY ETF.

VEL has a market cap of $759.72 million. This is considered a Small Cap stock.

Last quarter Velocity Financial reported $86 million in Revenue and $.69 earnings per share. This beat revenue expectation by $37 million and exceeded earnings estimates by $.09.

In the last 3 years, VEL traded as high as $21.40 and as low as $7.81.

The top ETF exchange traded funds that VEL belongs to (by Net Assets): VTI, IWM, AVUV, VXF, IWN.

VEL has underperformed the market in the last year with a return of +3.2%, while SPY returned +15.9%. This shows that you would have done better investing in the overall market (through SPY) over the last year than in VEL shares. However, VEL has outperformed the market in the last 3 month and 2 week periods, returning +8.3% and +4.9%, while SPY returned +2.4% and -0.9%, respectively. This indicates VEL has been having a stronger performance recently.

VEL support price is $18.65 and resistance is $19.65 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that VEL shares will trade within this expected range on the day.