YRD Stock Summary and Trading Ideas (Yiren Digital Ltd. American Depositary Shares Each Representing Two | NYSE:YRD)

Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. The company supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.

Yiren Digital Ltd. American Depositary Shares Each Representing Two trades on the NYSE stock market under the symbol YRD.

As of September 29, 2026, YRD stock price climbed to $1.00 with 206,514 million shares trading.

YRD has a beta of 3.17, meaning it tends to be more sensitive to market movements. YRD has a correlation of 0.22 to the broad based SPY ETF.

YRD has a market cap of $86.86 million. This is considered a Micro Cap stock.

In the last 3 years, YRD traded as high as $9.20 and as low as $.82.

YRD has underperformed the market in the last year with a price return of -79.5% while the SPY ETF gained +16.6%. YRD has also underperformed the stock market ETF in the last 3 month and 2 week periods returning -10.0% and -0.1%, respectively, while the SPY returned +5.1% and +0.7%, respectively.

YRD support price is $.94 and resistance is $1.02 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that YRD shares will trade within this expected range on the day.