61% of Singapore Retail Investors Now Hold Crypto—A New Milestone for Market Maturity
The Singapore crypto scene just reached a new inflection point: 61% of surveyed retail investors now report holding cryptocurrency. According to the just-published 'Pulse of Crypto - Singapore 2025' survey, conducted by MoneyHero and Coinbase, what was once considered a niche activity has now clearly gone mainstream in the Lion City.
Trust Has Become the Decisive Factor in Exchange Selection
Gone are the days when low trading fees topped investor wish lists. An impressive 65% of respondents cited trust as the single most important reason when selecting a crypto exchange, leaving fees in second place at 42%. This shift suggests that Singapore’s investors have matured, prioritizing regulation, onshore platforms, and reputation as the sector expands.
| Top Exchange Selection Factors | Percentage (%) |
|---|---|
| Trust | 65 |
| Fees | 42 |
HODLing Dominates Investor Strategies—Only 22% Are Active Traders
Another insight: the vast majority of Singapore’s crypto owners (58%) consider themselves "long-term holders," compared to only 22% who are active traders. Not only is participation broad, but investors are showing patience, with 42% of holders reporting they’ve been invested for over two years.
| Investor Type | Percentage (%) |
|---|---|
| Long-term Holders | 58 |
| Active Traders | 22 |
| Holding >2 Years | 42 |
Education and Accessibility Drive Growth—But Risk of Misinformation Lingers
The survey also reveals 62% of respondents first learned about cryptocurrency via social media. This makes access to information easy but highlights the sector’s exposure to misinformation—an issue as interest in digital assets keeps rising. Both Coinbase and MoneyHero call for stronger educational efforts and trustworthy content to help bridge this gap.
Singapore's Crypto Market Has Matured, but Challenges Remain
Singapore’s crypto adoption is more mainstream than ever. But despite rising ownership, average portfolio allocations remain conservative (typically 6-12%). Volatility concerns, knowledge gaps, and social media-driven narratives mean there’s still work to be done in investor education and risk management.
Takeaway: For investors and industry observers alike, this survey signals a market that is broadening but cautious, with trust and long-term thinking taking center stage. Expect ongoing evolution as regulators, platforms, and educators work to strengthen Singapore’s digital asset landscape. As crypto integrates further into daily financial life, it pays to keep an eye on both the opportunities and the risks ahead.
| Survey Quick Facts | Value |
|---|---|
| Respondents Surveyed | 3,513 |
| Average Crypto Portfolio Allocation | 6-12% |
| Social Media as Info Source | 62% |
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