BMTX Stock Summary and Trading Ideas (BM Technologies | AMEX:BMTX)

BM Technologies Inc provides digital banking and disbursement services to consumers and students nationwide through a full-service fintech banking platform, accessible to customers anywhere and anytime through digital channels. It facilitates deposits and banking services between a customer and its Partner Bank, Customers Bank, which is a related party and is a Federal Deposit Insurance Corporation (FDIC) insured bank. The company has four primary revenue sources: interchange and card revenue, servicing fees, account fees, and university fees. The majority of revenues are driven by customer activity (deposits, spending, transactions, etc.) and may be paid or passed through by customer banks, universities, or paid directly by customers.

BM Technologies trades on the AMEX stock market under the symbol BMTX.

As of March 4, 2025, BMTX stock price was flat at $5.00 with million shares trading.

BMTX has a beta of 0.47, meaning it tends to be less sensitive to market movements. BMTX has a correlation of 0.00 to the broad based SPY ETF.

BMTX has a market cap of $60.50 million. This is considered a Micro Cap stock.

Last quarter BM Technologies reported $14 million in Revenue and -$.34 earnings per share. This beat revenue expectation by $477,000 and missed earnings estimates by -$.15.

In the last 3 years, BMTX traded as high as $10.13 and as low as $1.41.

The top ETF exchange traded funds that BMTX belongs to (by Net Assets): VTI, VXF.

BMTX has outperformed the market in the last year with a price return of +170.3% while the SPY ETF gained +14.0%. BMTX has also outperformed the stock market ETF in the last 3 month and 2 week periods returning +5.9% and 0.0%, respectively, while the SPY returned -4.1% and -5.3%, respectively.

BMTX support price is $5.00 and resistance is $5.00 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that BMTX shares will trade within this expected range on the day.