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Citizens & Northern Corp is a community bank operating through its subsidiaries. It provides banking services, including deposit and loan products for personal and commercial customers. The bank also maintains a trust division that provides a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management.
Citizens & Northern trades on the NASDAQ stock market under the symbol CZNC.
As of September 11, 2026, CZNC stock price declined to $25.69 with 8,342 million shares trading.
CZNC has a beta of -0.02, meaning it tends to be less sensitive to market movements. CZNC has a correlation of 0.00 to the broad based SPY ETF.
CZNC has a market cap of $460.93 million. This is considered a Small Cap stock.
Last quarter Citizens & Northern reported $39 million in Revenue and $.79 earnings per share. This beat revenue expectation by $32 million and exceeded earnings estimates by $.16.
In the last 3 years, CZNC traded as high as $26.26 and as low as $16.50.
The top ETF exchange traded funds that CZNC belongs to (by Net Assets): VTI, VXF, VTWO, DFAT, DFAS.
CZNC has outperformed the market in the last year with a price return of +34.9% while the SPY ETF gained +18.4%. CZNC has also outperformed the stock market ETF in the last 3 month and 2 week periods returning +18.4% and +0.8%, respectively, while the SPY returned +5.7% and -0.8%, respectively.
CZNC support price is $25.53 and resistance is $26.33 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that CZNC shares will trade within this expected range on the day.
