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Citizens & Northern Corp is a community bank operating through its subsidiaries. It provides banking services, including deposit and loan products for personal and commercial customers. The bank also maintains a trust division that provides a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management.
Citizens & Northern trades on the NASDAQ stock market under the symbol CZNC.
As of September 21, 2026, CZNC stock price declined to $25.76 with 38,435 million shares trading.
CZNC has a beta of 0.01, meaning it tends to be less sensitive to market movements. CZNC has a correlation of 0.00 to the broad based SPY ETF.
CZNC has a market cap of $462.19 million. This is considered a Small Cap stock.
Last quarter Citizens & Northern reported $39 million in Revenue and $.79 earnings per share. This beat revenue expectation by $32 million and exceeded earnings estimates by $.16.
In the last 3 years, CZNC traded as high as $26.37 and as low as $16.50.
The top ETF exchange traded funds that CZNC belongs to (by Net Assets): VTI, IWM, VXF, IWN, VTWO.
CZNC has outperformed the market in the last year with a return of +30.8%, while the SPY ETF gained +18.5%. In the last 3 month period, CZNC beat the market returning +19.8%, while SPY returned +3.8%. However, in the most recent 2 weeks CZNC has underperformed the stock market by returning -1.3%, while SPY returned +0.7%.
CZNC support price is $25.40 and resistance is $26.22 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that CZNC shares will trade within this expected range on the day.
