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Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
Upstart Holdings trades on the NASDAQ stock market under the symbol UPST.
As of June 10, 2026, UPST stock price declined to $30.30 with 3,217,936 million shares trading.
UPST has a beta of 2.95, meaning it tends to be more sensitive to market movements. UPST has a correlation of 0.25 to the broad based SPY ETF.
UPST has a market cap of $2.90 billion. This is considered a Mid Cap stock.
Last quarter Upstart Holdings reported $308 million in Revenue and $.30 earnings per share. This beat revenue expectation by $8 million and missed earnings estimates by -$.08.
In the last 3 years, UPST traded as high as $96.43 and as low as $19.84.
The top ETF exchange traded funds that UPST belongs to (by Net Assets): VTI, IWM, VB, VBK, VXF.
UPST has underperformed the market in the last year with a return of -47.2%, while SPY returned +22.2%. This shows that you would have done better investing in the overall market (through SPY) over the last year than in UPST shares. However, UPST has outperformed the market in the last 3 month and 2 week periods, returning +8.5% and -1.0%, while SPY returned +7.2% and -3.4%, respectively. This indicates UPST has been having a stronger performance recently.
UPST support price is $29.61 and resistance is $32.51 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that UPST shares will trade within this expected range on the day.
