AFRM Stock Summary and Trading Ideas (Affirm Holdings - Class A | NASDAQ:AFRM)

Founded in 2012, Affirm is a market leader in the buy-now, pay-later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also comprise the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but the firm has also expanded to Canada and the United Kingdom.

Affirm Holdings - Class A trades on the NASDAQ stock market under the symbol AFRM.

As of December 19, 2025, AFRM stock price declined to $76.22 with 7,689,978 million shares trading.

AFRM has a beta of 2.76, meaning it tends to be more sensitive to market movements. AFRM has a correlation of 0.47 to the broad based SPY ETF.

AFRM has a market cap of $25.16 billion. This is considered a Large Cap stock.

Last quarter Affirm Holdings - Class A reported $933 million in Revenue and $.23 earnings per share. This beat revenue expectation by $49 million and missed earnings estimates by -$.18.

In the last 3 years, AFRM traded as high as $100.00 and as low as $8.62.

The top ETF exchange traded funds that AFRM belongs to (by Net Assets): VTI, VB, VBK, VXF, CGGR.

AFRM has outperformed the market in the last year with a price return of +20.3% while the SPY ETF gained +17.3%. However, in the short term, AFRM had mixed performance relative to the market. It has underperformed in the last 3 months, returning -15.2% vs +3.3% return in SPY. But in the last 2 weeks, AFRM shares have fared better than the market returning +11.0% compared to SPY -0.6%.

AFRM support price is $73.13 and resistance is $79.61 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that AFRM shares will trade within this expected range on the day.