AFRM Stock Summary and Trading Ideas (Affirm Holdings - Class A | NASDAQ:AFRM)

Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant-subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.

Affirm Holdings - Class A trades on the NASDAQ stock market under the symbol AFRM.

As of August 18, 2026, AFRM stock price climbed to $74.55 with 1,489,782 million shares trading.

AFRM has a beta of 2.73, meaning it tends to be more sensitive to market movements. AFRM has a correlation of 0.27 to the broad based SPY ETF.

AFRM has a market cap of $24.97 billion. This is considered a Large Cap stock.

Last quarter Affirm Holdings - Class A reported $1 billion in Revenue and $.30 earnings per share. This beat revenue expectation by $43 million and missed earnings estimates by -$.32.

In the last 3 years, AFRM traded as high as $100.00 and as low as $13.67.

The top ETF exchange traded funds that AFRM belongs to (by Net Assets): VTI, VB, VBK, VXF, CGGR.

AFRM has underperformed the market in the last year with a price return of -5.3% while the SPY ETF gained +20.6%. However, in the short term, AFRM had mixed performance relative to the market. It has outperformed in the last 3 months, returning +13.3% vs +4.2% return in SPY. But in the last 2 weeks, AFRM shares have been beat by the market, returning -1.4% compared to an SPY return of +1.4%.

AFRM support price is $72.15 and resistance is $76.89 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that AFRM shares will trade within this expected range on the day.