CZNC Stock Summary and Trading Ideas (Citizens & Northern | NASDAQ:CZNC)

Citizens & Northern Corp is a community bank operating through its subsidiaries. It provides banking services, including deposit and loan products for personal and commercial customers. The bank also maintains a trust division that provides a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management.

Citizens & Northern trades on the NASDAQ stock market under the symbol CZNC.

As of November 11, 2026, CZNC stock price declined to $28.14 with 6,144 million shares trading.

CZNC has a beta of -0.09, meaning it tends to be less sensitive to market movements. CZNC has a correlation of 0.00 to the broad based SPY ETF.

CZNC has a market cap of $504.89 million. This is considered a Small Cap stock.

Last quarter Citizens & Northern reported $39 million in Revenue and $.79 earnings per share. This beat revenue expectation by $32 million and exceeded earnings estimates by $.16.

In the last 3 years, CZNC traded as high as $29.25 and as low as $16.50.

The top ETF exchange traded funds that CZNC belongs to (by Net Assets): VTI, IWM, DFAT, VXF, IWN.

CZNC has outperformed the market in the last year with a price return of +52.3% while the SPY ETF gained +12.4%. CZNC has also outperformed the stock market ETF in the last 3 month and 2 week periods returning +12.3% and +2.2%, respectively, while the SPY returned -1.6% and -1.5%, respectively.

CZNC support price is $27.72 and resistance is $29.12 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that CZNC shares will trade within this expected range on the day.