JCAP Stock Summary and Trading Ideas (Jefferson Capital | NASDAQ:JCAP)

Jefferson Capital Inc and its subsidiaries operate in the United States, Canada, the United Kingdom, and Latin America, providing debt recovery solutions across a broad range of consumer receivables, including credit card, automotive, utilities, telecom, and other accounts. The Company mainly purchases portfolios of consumer receivables from independent third parties at deep discounts to face value and manages these portfolios by working with individuals as obligations are repaid and financial recovery is achieved, including accounts subject to bankruptcy proceedings. In addition, the Company provides debt servicing and portfolio management services to credit originators for non-performing loans and generates revenue through credit card acquisition programs.

Jefferson Capital trades on the NASDAQ stock market under the symbol JCAP.

As of August 14, 2026, JCAP stock price climbed to $24.00 with 1,354,622 million shares trading.

JCAP has a beta of 0.91, meaning it tends to be less sensitive to market movements. JCAP has a correlation of 0.10 to the broad based SPY ETF.

JCAP has a market cap of $1.48 billion. This is considered a Small Cap stock.

Last quarter Jefferson Capital reported $178 million in Revenue and $.77 earnings per share. This beat revenue expectation by $7 million and exceeded earnings estimates by $.08.

The top ETF exchange traded funds that JCAP belongs to (by Net Assets): IWM, VTI, AVUV, VXF, IWO.

JCAP has outperformed the market in the last year with a price return of +32.3% while the SPY ETF gained +21.5%. JCAP has also outperformed the stock market ETF in the last 3 month and 2 week periods returning +29.7% and +19.3%, respectively, while the SPY returned +4.0% and +3.9%, respectively.

JCAP support price is $21.14 and resistance is $22.08 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that JCAP shares will trade within this expected range on the day.