PGY Stock Summary and Trading Ideas (Pagaya Technologies Ltd. - Class A | NASDAQ:PGY)

Pagaya Technologies Ltd is a product-focused technology company. It uses machine learning, a vast data network, and an AI-driven approach to offer comprehensive consumer credit and residential real estate products for its partners, their customers, and investors. Its suite of products includes Decline Monetization, Dual Look, First Look, Affiliate Optimizer Engine, Direct Marketing Engine, and FastPass, providing lenders with an AI-powered credit and acquisition ecosystem that helps them approve more borrowers, capture more demand, and grow without adding risk. Geographically, the company generates maximum revenue from its business in the United States.

Pagaya Technologies Ltd. - Class A trades on the NASDAQ stock market under the symbol PGY.

As of July 31, 2026, PGY stock price climbed to $19.27 with 6,762,106 million shares trading.

PGY has a beta of 3.19, meaning it tends to be more sensitive to market movements. PGY has a correlation of 0.23 to the broad based SPY ETF.

PGY has a market cap of $1.60 billion. This is considered a Small Cap stock.

Last quarter Pagaya Technologies Ltd. - Class A reported $366 million in Revenue and $1.07 earnings per share. This beat revenue expectation by $9 million and exceeded earnings estimates by $.36.

In the last 3 years, PGY traded as high as $44.99 and as low as $8.20.

The top ETF exchange traded funds that PGY belongs to (by Net Assets): AVUV, VGT, BSVO, ASCE, FTEC.

PGY has underperformed the market in the last year with a return of -35.9%, while SPY returned +19.4%. This shows that you would have done better investing in the overall market (through SPY) over the last year than in PGY shares. However, PGY has outperformed the market in the last 3 month and 2 week periods, returning +38.7% and +12.4%, while SPY returned +4.2% and +0.5%, respectively. This indicates PGY has been having a stronger performance recently.

PGY support price is $16.88 and resistance is $18.40 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that PGY shares will trade within this expected range on the day.