SOFI Stock Summary and Trading Ideas (Sofi Technologies | NASDAQ:SOFI)

SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.

Sofi Technologies trades on the NASDAQ stock market under the symbol SOFI.

As of July 21, 2026, SOFI stock price climbed to $17.64 with 82,304,515 million shares trading.

SOFI has a beta of 2.22, meaning it tends to be more sensitive to market movements. SOFI has a correlation of 0.28 to the broad based SPY ETF.

SOFI has a market cap of $22.63 billion. This is considered a Large Cap stock.

Last quarter Sofi Technologies reported $1 billion in Revenue and $.12 earnings per share. This beat revenue expectation by $40 million and met earnings estimates .

In the last 3 years, SOFI traded as high as $32.73 and as low as $6.01.

The top ETF exchange traded funds that SOFI belongs to (by Net Assets): VTI, VB, VBK, VXF, IWR.

SOFI has underperformed the market in the last year with a price return of -16.6% while the SPY ETF gained +20.2%. SOFI has also underperformed the stock market ETF in the last 3 month and 2 week periods returning -6.3% and -0.6%, respectively, while the SPY returned +6.5% and +0.1%, respectively.

SOFI support price is $16.35 and resistance is $17.67 (based on 1 day standard deviation move). This means that using the most recent 20 day stock volatility and applying a one standard deviation move around the stock's closing price, stastically there is a 67% probability that SOFI shares will trade within this expected range on the day.